If you’ve ever gotten a pop-up blocking you from joining ranked matches or using in-game chat because of low credit, your first question is probably how to see credit score in Mobile Legends to fix the issue. I’ve been there too – a few accidental AFK sessions during bad internet days left me locked out of ranked for three days before I figured out where to find the metric, and what I could do to raise it fast. Credit score is one of the most underrated yet important parts of MLBB’s account system, as it controls everything from your ability to play competitive modes to eligibility for free event rewards. Many new players don’t even know the feature exists until they hit a restriction, which is why we put together this no-fluff walkthrough to help you track and manage your score easily.
Step-by-Step: How to See Credit Score in Mobile Legends
Finding your credit score only takes a few taps once you know where to look, and the process works the same for both Android and iOS devices. First, open your Mobile Legends app and log into the account you want to check. Make sure you’re not using a guest account, as guest profiles don’t have access to the credit score system at all – you’ll need to bind your account to a Google, Facebook, or Moonton account first to view the metric.
Once you’re on the main lobby screen, tap the profile avatar in the top-left corner of the screen. This will open your full account profile page. On the bottom navigation bar of the profile page, scroll right past the “Stats” and “Social” tabs until you find the Credit tab. Tap that tab, and your current credit score will be displayed prominently at the top of the screen, along with a breakdown of recent deductions and additions to your score.
If you can’t find the Credit tab on your profile page, you can also access the feature by opening the Settings menu (the gear icon in the top-right corner of the lobby), tapping the “Account” tab, and selecting “Credit Score” from the list of options. That backup route works for older app versions that haven’t updated the profile tab layout yet. From this page, you can also view your full credit history, file appeals for wrongful deductions, and check specific rules for the scoring system.
What Your Mobile Legends Credit Score Actually Means
Many players assume credit score is just a random number for anti-toxicity measures, but it has a huge impact on almost every part of your MLBB experience. 110 is the maximum possible credit score for all accounts, and players who maintain a score above 100 get small perks like extra free battle points after matches and priority access to limited test features. The 90-point threshold for ranked play is the most important limit for most competitive players. If your score drops below 90, you’ll be locked out of ranked matches entirely until you raise it back up.
Scores below 80 block access to classic match and brawl modes, while scores below 60 come with chat bans, friend request restrictions, and even temporary account suspensions for repeat offenders. The score system is automated, but reports from multiple players in a single match will trigger a manual review by Moonton’s support team to confirm the violation before points are deducted. Common reasons for deductions include:
- Leaving a match before it ends (AFK) for any reason, even internet outages, will deduct 2 to 5 points per offense
- Verbal abuse, hate speech, or spamming offensive messages in chat or via quick voice lines deducts 3 to 6 points
- Intentional feeding, throwing matches, or refusing to participate in team play leads to 4 to 8 point deductions if reported by multiple teammates
- Using third-party scripts, modded APKs, or conducting illegal top-up transactions can deduct 10 to 30 points in one go, and may lead to a permanent ban for repeat offenses
I once lost 4 points after a random power outage cut my internet mid-ranked match, and I didn’t even realize the deduction until I tried to queue for another ranked game the next day. That’s why checking your score regularly, even if you don’t think you’ve done anything wrong, is a good habit to get into.
Common Mistakes That Lower Your Credit Score (And How to Avoid Them)
Most players only pay attention to their credit score when they get locked out of a mode, but small, repeated mistakes can drag your score down slowly over time without you noticing. The most common mistake I see new players make is responding to toxic teammates with insults. Even if another player starts harassing you first, if you send offensive messages back and they report you, you will get deducted points just like they will. Never respond to toxic teammates with offensive language – instead, mute their chat and report them after the match, which will earn you a point if the report is approved.
Another common mistake is queuing for ranked matches when you have unstable internet. I used to play MLBB on my commute to work, and I lost almost 10 points in a week from random disconnects when the train went through tunnels. If you know your internet is spotty, stick to custom matches or AI mode instead, as those matches don’t count towards credit score penalties for disconnects.
You should also avoid joining squads with players you don’t trust. If you play multiple matches with a player who is using hacks or modded APKs, the system may flag you as an associate and deduct small amounts of points from your account, even if you aren’t using cheats yourself. If you notice a teammate is using hacks, leave the squad immediately and report their account to avoid getting penalized. Even sharing your account with friends can lead to unexpected deductions if they play recklessly or violate rules while logged into your profile.
How to Raise Your Credit Score Fast If It Drops Too Low
If your credit score has dropped below the threshold for ranked or classic matches, don’t panic – there are several easy ways to raise it back up quickly. First, open your credit score page and tap the “Records” button to see exactly why you lost points. If you believe a deduction was a mistake, you can file an appeal directly from that page. For example, if you disconnected from a match but reconnected within 2 minutes and still got deducted points, you can submit a screenshot of your reconnection record as proof, and the support team will usually reverse the deduction within 24 hours.
For legitimate deductions, the fastest way to earn points back is to play one full classic or brawl match per day with no violations. Each full match you complete without reports, AFK, or toxic behavior earns you 1 point. If you go 7 consecutive days without any violations, you’ll get an extra 2 point bonus, which adds up to 9 points per week. You can also earn extra points by reporting other players for violations. Each successful report earns you 1 point, and you can earn up to 2 points per day through reports.
Moonton also occasionally gives out credit score recovery cards as event rewards, which can restore 3 to 5 points instantly with no other requirements. If your score drops below 60, you won’t be able to earn points from classic or brawl matches at first. You’ll need to play 5 consecutive AI or custom matches with no violations to unlock the ability to earn points from standard modes again. I had to do this once after my account was hacked and the hacker used it to throw matches, and it only took 2 days to get my score back up to 90 so I could play ranked again.
Knowing how to see credit score in Mobile Legends is the first step to keeping your account in good standing, so you never miss out on ranked seasons, limited event skins, or fun matches with friends. Take 30 seconds to check your score the next time you log in, and make small adjustments to your gameplay if you notice it dropping – you’ll avoid unnecessary restrictions and have a way better experience overall. If you have any tricks you use to keep your credit score high, feel free to share them in the comments below!